Yesterday
I had an opportunity to spend time with the senior management team of One Pacific Coast Bank (OPCB) which
is the result of a merger between One California Bank and our local leader in
sustainable banking—ShoreBank Pacific.
Kat
Taylor co-founder of One California Bank was present and I was extremely
impressed with her candor, vision, and mission.
She and the OPCB team totally understand the need for and obligation of banks
to be socially responsible actors. Bringing
change to this broken banking system of ours—which is bringing us destructive
projects like the Cherry Point coal terminal and the Keystone XL pipeline—is going
to take all the awareness that the Occupy Wall Street (OWS) movement can possibly
generate coupled with a massive migration of assets and viable lending requests
to these triple-bottom
line and community-focused
banks like OPCB.
The
irony in this equation is that windows at the Oakland branch of OPCB were recently broken
during OWS demonstrations. To me this
really demonstrates the need for message clarity and discipline. OWS and others seeking to change the system
must be surgical. Corporations are not
bad, but there are certainly bad and abusing corporations out there. Capitalism is not bad per se but there are a myriad of abuses in our capitalistic
system.
I
am not normally an advocate for adding nomenclature, but we need a term for
corporations that are fiscally, environmentally and politically abusive and not
generally operating in the public’s interest.
Corporations were—after all—originally chartered and given special tax
privileges with the understanding that this construct was a public
benefit.
If
people were acting in a manner that caused harm to many and our general
well-being we would call them jerks or something stronger. Criticism of a “jerk” is understood and
certainly does not mean that we dislike all people. The progressive movement simply needs a
communication avenue that differentiates the Peabody Energy and Goldman Sachs
of the world from these triple-bottom line actors.
All of us also need to get directly engaged in manners and at levels far removed from
where we are today. OWS and the entire
progressive movement are on their way towards making a point. We will not succeed in the long run unless we
also make a difference. I would urge our
allies and others to look for ways to materially help those economic interests
that fully embrace triple bottom line thinking.
If we seek them out, promote them ourselves, and make them successful,
then we all succeed.
- Bob Ferris
Executive Director
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